Your first cashout at Gratowin takes longer than the ones after it, because the casino checks your ID before it releases any money. Once that check clears, a Gratowin withdrawal to PayPal lands within 24 hours, and a payout to a Visa debit card lands within one to three working days. Weekends and bank holidays add days to card and bank payouts, and an unfinished bonus blocks the request outright.
How to request a Gratowin withdrawal
Log in, open the Cashier and select Withdraw. Pick a payment method, type an amount (the minimum is £10) and confirm with your password. Gratowin emails a receipt and lists the request under Pending Withdrawals.
Choose the same method you used to deposit. If you funded your account with PayPal, the money returns to that PayPal address. UKGC rules have banned credit cards for gambling since 2020, so your options are Visa or Mastercard debit, PayPal, Open Banking and standard bank transfer. Pay by Phone through Boku handles deposits only, so you need one of the other methods to cash out.
Gratowin withdrawal times by payment method
Gratowin's own review adds up to 24 hours before any of these timings start. The table shows the wait after approval.
| Method | Time after approval | Notes |
|---|---|---|
| PayPal | Within 24 hours | The fastest option. Money goes to the PayPal account you deposited with. |
| Open Banking / Faster Payments | 2 hours to 1 working day | Pays straight into your current account, with no card issuer in the chain. |
| Visa / Mastercard debit | 1 to 3 working days | Your card issuer sets the final posting time. |
| Bank transfer | 2 to 4 working days | The slowest route, and a sensible one for larger sums. |
How long does Gratowin take to withdraw?
Two clocks run one after the other. The first is Gratowin's review, which lasts up to 24 hours, or up to 48 hours on a first withdrawal while the verification team reads your documents. The second is the payment provider's clock from the table above. A PayPal withdrawal on a verified account arrives in a day at most. A first withdrawal to a debit card can take five working days from request to balance.
Weekends cut into both clocks. A Gratowin withdrawal processed on Friday afternoon reaches PayPal that evening, but the same payout to a debit card settles with your issuer on Monday, and you see the money between Monday and Wednesday. Easter Monday and the August bank holiday each add another day.
Verification before your first withdrawal
Gratowin asks for photo ID (passport or driving licence), proof of address dated within three months (a utility bill, council tax letter or bank statement) and, for card payouts, a photo of your debit card with the middle digits covered. Upload all three straight after you register and your first payout runs on the standard clock. Wait until you win and you add a day or two.
Why a withdrawal stays pending
An active bonus causes most delays. A £50 bonus with 35x wagering needs £1,750 in bets before Gratowin releases a penny. The name on your Gratowin account must also match the name on your card or PayPal, and a payout to a method you never deposited with gets refused. Cancelling a pending request returns the money to your balance and restarts the clock when you resubmit, so leave it alone unless a detail is wrong.
Getting your money faster
Verify your account before you make your first deposit, and the review stage shrinks to hours. Pick PayPal or Faster Payments over a debit card when you have the choice. Submit requests on a weekday morning, so Gratowin's review and the provider's cut-off both fall inside working hours. Finish your wagering before you press Withdraw, and keep your account name identical to the name on your payment method.
Licence check and safer gambling
Look for the licence number in the Gratowin footer and match it against the UKGC register before you deposit. Set a deposit limit in your account settings while you are there. GamStop blocks you from every UKGC-licensed site if you need a break, and BeGambleAware offers free support through the National Gambling Helpline on 0808 8020 133. You must be 18 or over to play.